In a large saucepot, heat butter. Sauté the 3 tablespoons minced onion and the garlic; add meat and cook until brown. Stir in bell pepper, celery, chili powder, garlic salt, pepper, bay leaves, Worcestershire sauce, and tomato sauce; cook for a few minutes. Add beans and water; cover and bring to a boil. Lower heat and simmer for 30 minutes; remove bay leaves. To serve, place chips on a serving platter; add lettuce, onion, tomatoes, and chili. Sprinkle with cheese and top with sour cream. Makes 6 to 8 servings.